For more information on our Homeowners Programs, please contact our Southfield, Michigan office at (800)229-6742.
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Homeowners
North Pointe offers a wide selection of quality insurance. We hope to help you by offering an outlet for homes, dwelling fire and vacant dwellings.
Our
Illinois,
Iowa,
Indiana,
and Tennessee
programs are designed to fill the market needs for the insured that does not have a preferred
insurance profile. We offer a Homeowners, Dwelling Fire, and Vacant Dwelling program that requires no credit scoring, no surcharges for prior
claims and relaxed review of prior bankruptcy, however the property must display pride of ownership. These products are insured at market value,
with optional replacement cost contents coverage and optional broad form perils endorsement. All products can be rated, underwritten, and policy
issue from our easy to use electronic website process. Click on the state of your choice for a current product brochure.
Our South Carolina homeowner program is designed to provide traditional coverage for your home, condominium, or rental property.
Our Arizona and Nevada HO3 homeowner program offers multiple tiers to provide quotes for all applicants, regardless of their insurance
score. Some of its features include Higher Coverage A limits, our Enhanced Executive Endorsement for more affluent consumers,
deep discounts on new construction, Course of Construction coverage for owner-builders, quick and easy on-line rating and submissions,
and very few age limitations on homes with updates. HO4, HO6, and Standalone Dwelling Fire coverage is also available.
The Hawaii Excess and Surplus Lines homeowners program is underwritten by North Pointe Casualty Insurance Company. HO3, HO4, and HO6
policy forms are available with Hurricane coverage, insuring dwelling amounts in excess of $1 million for your more affluent clients. We
cover one to two family, owner occupied residences, Fire Protection Classes 1 through 8B, seasonal or secondary homes, with very few age
restrictions. We offer attractive discounts for new homes, and even more if the home complies with the most current Hawaii hurricane
restrictive construction. Dwelling Fire coverage is available.
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